Misty

Scotty

translation missing: root.countries.FR, British

Activity feed of the Quiet Riots I have joined

Scotty

My last two attempts to communicate have failed due to an accident. This is seriously affecting my marriage so I would appreciate a speedy resolution to the problem! over 2 years ago via web

Scotty

Banks. RBS Mastercard recently blocked my card when I made several online purchases, in case they were 'fradulent' transactions. An international phone call and 10 minutes later they had unblocked it, but I then had to email and telephone ( again international ) all the companies who had emailed me to say my payments had been refused. Their emails were the first I knew of it of course, RBS disn't have the courtesy to contact me first to let me know they were refusing my payment....yet they have my number, my email etc. I'm all in favour of fraud prevention but had this happened when I was standing in a shop and not sitting in front of my screen, it would have been not only infuriating but a complete waste of my travel costs and time. Before blocking a customer's card they should at least attempt to contact their customer using the contact details they hold on their files. over 2 years ago via web

Scotty

I have been thinking a lot more about this global warming thing and one thing worries me. How will we know if we have been successful or not? This may sound a silly question and you might be tempted to say 'When the temperature goes down, stupid' but we need to think about it. We know that the temperature goes up and down all the time and has done since time immemorial, long before man was around to influence it. How will we know that this time the cooling is due to us? Will one year with a noticeable drop be enough to say with certainty we've done it or should we wait until a few years have passed and a trend has developed or what? This is important because it is going to cost a lot of money (over £205 billion according to government estimates) and we don't want to keep on spending this kind of money unnecessarily once our goal has been achieved.
Can one of the experts advise, please? over 2 years ago via web

voiceofreason

And what happens if we get it wrong by overcompensating and cause global cooling - and how would we know that? over 2 years ago via web

Scotty

I have just finished reading two interesting books on climate change. The first is one by Nigel Lawson, Margaret Thatcher's 'brilliant' chancellor and before that her energy minister called 'An appeal to reason - A cool look at global warming' and the other by Christopher Booker the founding editor of Private Eye and veteran debunker entitled 'The real global warming disaster'. Lawson's book is a dispassionate look at global warming and in particular at the proposed action to counter it, while Booker's is a history of the phenomenon from its beginnings in the early seventies to the present position where, according to the current wisdom, we only have a few years at best to act to stop a global catastrophe of cataclysmic proportions. Both books are well argued, fully researched and properly sourced and referenced and together have changed my mind completely on the subject. From being a total believer in the 'accepted view' and the 'settled science' on global warming, although a little sceptical as to what we can do about it, I am now firmly in the other camp. I now think that what we are witnessing could turn out to be one of the greatest mass deceptions ever perpetrated on the of the human race. Two quotations are worth repeating. The first is by professor Richard Lindzen, the world's leading atmospheric physicist and 'climate scientist':
'Future generations will wonder in bemused amazement that the early 21'st century's developed world went into hysterical panic over a globally averaged temperature increase of a few tenths of a degree and, on the basis of gross exagerrations of highly uncertain computer projections combined into implausible chains of reference, proceeded to contemplate a roll-back of the industrial age.'
The second is from Nigel Lawson's book where he says:
'One country in the world has decided to.........intensify its commitment to cutting back unilaterally on its carbon emissions. That country is the United Kindom, with the passage.. (in) November 2008, with enthusiastic all-party support, of the Climate Change Act. This may well go down in history as the most absurd piece of legislation any British parliament has ever passed.' I urge you to read these books and then judge for yourselves.
over 2 years ago via web

Francisthetraveller

Thank you for sharing your book reviews. As you say a lot of people have jumped on the bandwagon but there is very little evidence either way at present - global temperatures have risen 0.6% over the last 100 years. Fluctuations occur and we are only just coming to understand the importance of the solar cycle - which in the past has apparently had a significant affect on temperatures despite few understanding the science behind the reasons. over 2 years ago via web

Scotty

Bank Bonuses. Can we please stop these before they start again. We have a government who paid obscene amounts of tax-payers money to bail them out but have failed to wield any control over them at all. Bonuses are creeping back, higher interest rates on credit cards, ridiculous rates on mortgages etc.etc. Oh yes, sorry, we forgot the tax payer owns us,lets just carry on ripping off the people who helped us keep our jobs in the first place. None of us get paid extra money for failing to do our jobs properly ( or should I say recklessly) so why, oh why, should they. over 2 years ago via web

Francisthetraveller

All the evidence is that if you stop bonuses, people simply demand higher basic salaries, which is what has already happened. The real challenge is to pay bonuses for real performance rather than performance which looks great in the short term but harms the business over the long term. over 2 years ago via web

Scotty

If people 'simply demand higher basic salaries' it does not mean they will get them. When did any employer ever award higher salaries 'simply on demand'? If they don't like it they can vote with their feet and leave the bank. There are plenty of bright, less greedy, people who can take their place.Their 'basic salaries' in any event are already higher than most mortals could ever hope to earn. Incentive bonuses are what lead to our financial disaster in the first place. over 2 years ago via web

Scotty

My email service went down 6 hours ago, a fibre optic cable has been cut apparently somewhere near Bristol. Bristol !!! The Email Protection Agency are 'battling' to restore my service. I ring again, they say that only 6 customers, 6, have been affected, and I'm one of them. Amazing. At least I've still got the internet and can Quiet Riot about it. Has anyone else had this problem with the Email Protection Agency? over 2 years ago via web

Scotty

I ring again, the Email Protection Agency are still 'battling' and are 'embarrassed' about this loss of service. They tell me that one of the other 5 affected clients is a business with 250 employees. Happy Days !!! Still no idea when my emaill service will be up again. over 2 years ago via web

Scotty

Re. the Maclaren buggy manufacturer. It appears that at least 3 children in the past year have been injured in the UK. Ian Harmer's 13-month-old daughter suffered a horrific injury, caused by one of the company's pushchairs, more than a year ago. However, the firm rejected his claim that there was a need to make safety improvements. Its insurers even put pressure on Mr Harmer and his family to drop their compensation claim.
In the two other cases, Sarah Dutton, from Essex, said her son Daniel, three, lost the tip of a finger, while Lara Bond, a teacher from London, said the same had happened to her four-year-old daughter, Jemima. SEE FULL ARTICLE..........

Read more: http://www.dailymail.co.uk/news/article-1227084/Firm-ignored-warning-buggy-cut-girls-finger.html#comments#ixzz0WbwPuZLi
over 2 years ago via web

Scotty

UPDATE to the story on Meg whose pension was given away to someone else by STANDARD LIFE. Meg's lawyer has now read the full rules of the Standard Life pension plan which Standard Life only sent on request 2 days ago.

The lawyer is in no doubt that it is a pension as also defined by Dutch pension legislation under which her Marriage Contract was drawn up. ( Meg was married in Holland as they lived there at the time). Therefore under both the notarised Will and her Dutch Marriage contract Meg should have been the recipient of this pension. Standard Life had no moral or legal right to give her pension payment ( £70,000) to another member of her ex-husbands family instead and without her knowledge. A family member, incidentally, who was not even mentioned in the will as a beneficiary of anything.

Standard Life are using the 'discretionary payments' clause to excuse and justify the fact that they gave Meg's pension to the wrong person. A pension which she contributed to for 17 years of her marriage. Standard Life did this without making any checks whatsoever to see if there was a Will or to even request a solicitors letter. Meg now has No pension.

If you would like to support Meg in her fight to get her pension back from Standard Life please join the 'Pensions at Standard Life Quiet Riot'. Thanks for your support.

And remember, if there is a 'discretionary clause' in your pension or life insurance payment, don't let an 'adminstrator' at Standard Life make the same mistake with your pension that they did in Meg's case. Perhaps its time to change this legislation once and for all. over 2 years ago via web

John

Thanks for the update. Still waiting to hear back from my contacts (er, my father!) about plugging into the Pension activists' network. But I think this is truly the biggest outrage on Quiet Riots at the moment.

Watch out for the smear...

"Controversy

[edit]Smear campaign
In January 2006, Standard Life were accused of smearing a policy-holder, Michael Hogan, who was not happy with the way the company was being run. An e-mail sent to Standard Life executives and advisors (which was disclosed under the Data Protection Act) revealed an attempt to discredit him.[9]
[edit]Racism
In January 2007, the head of Standard Life's life and pensions business, Trevor Matthews, used the phrase "nigger in the woodpile" while giving a presentation at one of the company's Edinburgh offices. After issuing an apology, Mr Matthews remained in his job and no disciplinary action was taken, although he subsequently resigned his position. He is now working for Friends Provident. [10]
[edit]Job cuts
In March 2007 the company announced it would cut 1,000 jobs in an attempt to save an additional £100 million per year in costs[1]. One month later it was highlighted in the company's annual report that three of Standard Life's top executives (Sandy Crombie, Keith Skeoch and Trevor Matthews) were awarded more than £5 million in pay.[11] A Standard Life spokesman defended the awards, citing the leadership's efforts in turning round the company's fortunes.[11]
[edit]Data loss
In May 2007, Standard Life sent a small number of policy documents out to the wrong customers. Around 300 people had their personal and financial details made public, causing fears of identity theft.[12] The company pledged to step up security procedures after the error. No action was taken by the FSA.[12]"

http://en.wikipedia.org/wiki/Standard_Life#Controversy

One day we'll have our own "awards scheme" I hope.

"Award for swiftest response to rectify an obvious outrage" perhaps?

http://www.youtube.com/watch?v=6-YVmpw_VFA over 2 years ago via web

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Scotty

Standard Life's procedures need a really big shake-up. How about the novel idea of a 'check-list' to assist their 'discretion', when paying out a policy on the strength of just a telephone call - which is exactly what they did. Something really innovative like 1) Ask for a Solicitors letter. 2) Ask if there is a will.
3). Ask for copy of the Will.
4) Ask for proof that the person making the claim has the legal right to do so. 5) Ask for some proof of identity. etc.etc..
The point is they did none of those things. And when the rightful beneficiary did contact them, with paperwork and proof galore, they said it was "Too late, sorry, we've paid it to someone else". They positively crowed about how it was 'up to their discretion' to do this. Quite sickening. over 2 years ago via web

Amor

Meg has my full support. I sincerely hope that Quiet Riots can help to resolve this very upsetting situation. over 2 years ago via web

Scotty

Hands off our chocolate. Is Nothing sacred, not even Cadbury's?
" Kraft Foods launches hostile bid for Cadbury" What is the world coming too when the threat of takeover looms large over that most British of favourites, our very own Cadbury's chocolate. We know Kraft make cheese slices ( if you like that sort of thing) but they should stick to what they know best, they have no experience whatsoever at producing a bar of the finest chocolate ever known to man or woman. And I warn you, they would change it, yes change it, it would never taste the same again.
We must fight in the streets, and in the fields, and in the supermarkets, we must take up the battle cry " Keep off our fruit and nuts". Now, before its too late.

" Cadbury has rejected a £9.8 billion ($US 16.3 billion) hostile bid from Kraft Foods, setting up what could be a lengthy tussle for control of the UK chocolate company. In a statement, Cadbury chairman Roger Carr said the board "emphatically rejected this derisory offer and has strengthened its resolve to ensure the true value of Cadbury is fully understood by all." Kraft's offer "does not come remotely close to reflecting the true value of our company," he added.

I'm with you Cadbury's. Stand to your mettle, hold fast, we will support you.


over 2 years ago via web

Geronimo

I fully agree. Although were not 'les Francais' a little sniffy about Cadbury's chocolate. What was it they wanted to call it? 'Vegolate'.
However, I am glad to hear that you are retaining your appetite for one of Britain's finest achievements. over 2 years ago via web

Scotty

You are right, Geronimo, 'Les Francais' are sniffy about anything that isn't French. Cadbury's chocolate is now on sale in France in all the supermarkets ( and not just in what is laughingly called the 'British Section') and their customers love it. The proof of the pudding.. Its still the best chocolate on the planet. over 2 years ago via web

Scotty

Non-Smoking, should we ban it. over 2 years ago via web